What if I return to pensionable service?

If you decide to return to teaching, you’ll enter the career average scheme. 

Once you become a deferred member we'll revalue your career average benefits each year, usually in line with CPI (but officially based on Treasury Order). If your break from service is more than five years the deferred rate of revaluation will continue to be applied to the career average benefits accrued before your break. Any new pension accrual following a return to service will be revalued as an active member.

If you return after a break of not more than five years we’ll go back and change the deferred revaluation to active revaluation during the period you were out of service.

If you were in final salary service before your break and you’ve been out of service for more than five years, you’ll lose your final salary link. Find out more about this here (PDF, 76 KB). 

If you’ve returned to teaching from another role within public service, you can request a transfer in through the application form on My Pension Online (MPO).